100% loan available—this home qualifies for USDA-RD financing! Located in beautiful Bella Vista, known for its miles of scenic trails, lakes, and outdoor recreation. Great location near Blowing Springs Park, and quick access to the Back 40 Trail System, including the Mighty Pine and S Upper bike trails—perfect for mountain biking and hiking enthusiasts. Enjoy the natural surroundings while still being a short drive to dining, shopping, Mercy Medical, & Cooper Elementary. Well-maintained brick & vinyl exterior home offering 3 bedrooms and 2 baths with an open floor plan & split bedroom layout. Living room features a cozy fireplace. All wood areas on the exterior, garage door, and all interior walls have been professionally painted. Heated/cooled storage room in the crawlspace—perfect for a storm shelter or additional storage. Roof approx. 2.5 yrs old and heat pump approx. 3.5 yrs old with new Wi-Fi thermostat. Video surveillance equipment conveys. 1,000-gallon concrete 3-bedroom septic tank; pump replaced 11/2023.