This beautifully updated home combines modern efficiency with inviting charm and a seasonal winter lake view. Equipped with a newer Lennox geothermal HVAC system and a Marathon water heater, the property offers comfort with long-term energy savings. The kitchen has been recently remodeled with quality finishes, while newer high-impact roof shingles add durability and peace of mind. The main level features a wood-burning fireplace tied into the heating system, and the lower level includes a pellet stove, creating multiple cozy gathering spaces. Outdoors, a rear garden area provides room for relaxing or cultivating fresh produce. An additional lot is also available (MLS #1321460) Approved borrowers will receive a closing cost credit of 1% of the loan amount up to $5,000 on their Closing Disclosure on their loan closing with Envoy Mortgage Branch NMLS #2659248 and Branch NMLS #2579798